Here’s a question for you: if our Governments can now afford to spend (and in most cases, borrow) many many billions to bailout banks who are (most of us believe) just going to do the same thing again (lend to people who can’t pay back) because the same Governments won’t pass stricter laws (has one law yet been pased?) – how come they can’t spend these billions on healthcare, better education, public transport, security, and so on, when we’re in boom times?